Debt harassment is illegal. Please use these links as both a resource to both educate yourself about your rights, and means to investigate methods of taking action.
Fair Debt Collection Practices Act:
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf
Federal Collection Guide for Consumers:
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm
Suits Piling Up for Debt Collectors:
http://www.concordmonitor.com/apps/pbcs.dll/article?AID=/20100219/FRONTPAGE/2190306/0/LIVING06
When it comes to debt collection agencies, here's what we can protect you against:
- Repeated calls
- Abusive language and threats of legal action
- Contacting your neighbors, relatives, friends, coworkers, and employers
- Deceptive and illegal methods of debt collection
- Misrepresentation of the amount or status of a debt
- Disclosure of your default debts to third parties
